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Can I get a Tax Refund Advance? Getting Money Now

Get a loan against your federal tax return

As we head into tax season, you may already be looking forward to that tax refund at the end of it all. It can be frustrating to wait for weeks or even months to receive your refund. Luckily for you, it is possible to receive the money you would with your refund almost immediately. If you want your cash right now, you may want to ask your tax specialist if you qualify for a tax refund advance.

What is a tax refund advance?

A tax refund advance (otherwise known as an easy advance) is a short-term loan provided by your tax prep service when you’re expecting a federal refund from the IRS. It provides you with the expected amount of money you’ll receive from your federal tax return within 24 hours. That means waiting for less time. 

Still have questions? The financial guru website Nerdwallet further explains easy advance loans and how they work

What does it cost?

Most of the time, these loans have a zero percent interest rate. There’s also usually no cost associated directly with the loan. That means you don’t have to worry about hidden fees just because you want your money earlier. All that you’re financially responsible for are the fees associated with filing your taxes through a tax prep service (and whatever you might owe in your tax returns). 

Who qualifies?

Each tax prep service provides their own list of qualifications. Typically, though, your expected federal return must be at least equal to or greater than the easy advance and the tax preparation fees. 

So if you have an expected federal return of $500, and your tax prep fees are $100, you could potentially qualify for an easy advance of up to $400. Again, each tax preparation service will have their own set of qualifications and minimum amounts required for the easy advance. 

How much can I get?

You could receive an easy advance loan between $500 to $6,000, depending on how large your expected federal refund is. Your tax preparer will be able to answer this question for you once you’ve finished filing the year’s tax return. 

Where can I get an advance?

If you’re using a tax preparation service, they may currently offer an easy advance for qualifying customers. If the tax service you’re using doesn’t provide an easy advance loan or if you don’t qualify for their specifications, you can always review other available options. 

For example, R&G Brenner has an easy advance loan option available for qualifying clients. Want to see if you’re eligible? Learn more today:


Learn More About Easy Advance Loans